{"id":159,"date":"2021-10-10T11:22:56","date_gmt":"2021-10-10T04:22:56","guid":{"rendered":"http:\/\/doanthanh.vn\/?p=159"},"modified":"2021-10-11T16:40:54","modified_gmt":"2021-10-11T09:40:54","slug":"co-ban-ve-nghiep-vu-tin-dung","status":"publish","type":"post","link":"https:\/\/doanthanh.vn\/index.php\/2021\/10\/10\/co-ban-ve-nghiep-vu-tin-dung\/","title":{"rendered":"C\u01a1 b\u1ea3n v\u1ec1 nghi\u1ec7p v\u1ee5 t\u00edn d\u1ee5ng"},"content":{"rendered":"\n\n\n<ul><li><strong>T\u00edn d\u1ee5ng cho vay&nbsp;<\/strong>l\u00e0 m\u1ed9t h\u00ecnh th\u1ee9c c\u1ea5p t\u00edn d\u1ee5ng, theo \u0111\u00f3 t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng giao cho kh\u00e1ch h\u00e0ng s\u1eed d\u1ee5ng m\u1ed9t kho\u1ea3n ti\u1ec1n \u0111\u1ec3 s\u1eed d\u1ee5ng v\u00e0o m\u1ee5c \u0111\u00edch v\u00e0 th\u1eddi gian nh\u1ea5t \u0111\u1ecbnh theo tho\u1ea3 thu\u1eadn v\u1edbi nguy\u00ean t\u1eafc c\u00f3 ho\u00e0n tr\u1ea3 c\u1ea3 g\u1ed1c v\u00e0 l\u00e3i.<ul><li>D\u1ef1a v\u00e0o m\u1ee5c \u0111\u00edch t\u00edn d\u1ee5ng : Cho vay SXKD, cho vay ti\u00eau d\u00f9ng, cho vay xu\u1ea5t nh\u1eadp kh\u1ea9u, cho vay mua b\u00e1n b\u1ea5t \u0111\u1ed9ng s\u1ea3n,\u2026<\/li><li>D\u1ef1a v\u00e0o th\u1eddi h\u1ea1n t\u00edn d\u1ee5ng : cho vay ng\u1eafn h\u1ea1n ( &lt;=12 th\u00e1ng ), cho vay trung h\u1ea1n (tr\u00ean 12 th\u00e1ng \u0111\u1ebfn 60 th\u00e1ng), cho vay d\u00e0i h\u1ea1n ( &gt; 60 th\u00e1ng).<\/li><li>D\u1ef1a v\u00e0o m\u1ee9c \u0111\u1ed9 t\u00edn nhi\u1ec7m c\u1ee7a kh\u00e1ch h\u00e0ng : cho vay t\u00edn ch\u1ea5p, cho vay c\u00f3 TS\u0110B.<\/li><li>D\u1ef1a v\u00e0o ph\u01b0\u01a1ng th\u1ee9c cho vay :cho vay theo m\u00f3n, cho vay theo h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng, cho vay theo h\u1ea1n m\u1ee9c th\u1ea5u chi.<\/li><li>D\u1ef1a v\u00e0o ph\u01b0\u01a1ng th\u1ee9c ho\u00e0n tr\u1ea3 n\u1ee3 vay : cho vay tr\u1ea3 m\u1ed9t l\u1ea7n, cho vay tr\u1ea3 nhi\u1ec1u l\u1ea7n theo k\u00ec h\u1ea1n, cho vay tr\u1ea3 nhi\u1ec1u l\u1ea7n kh\u00f4ng theo k\u00ec h\u1ea1n.<\/li><\/ul><\/li><li><strong>T\u00edn d\u1ee5ng chi\u1ebft kh\u1ea5u<\/strong>&nbsp;: l\u00e0 vi\u1ec7c mua c\u00f3 k\u1ef3 h\u1ea1n ho\u1eb7c mua c\u00f3 b\u1ea3o l\u01b0u quy\u1ec1n truy \u0111\u00f2i c\u00e1c c\u00f4ng c\u1ee5 chuy\u1ec3n nh\u01b0\u1ee3ng, gi\u1ea5y t\u1edd c\u00f3 gi\u00e1 kh\u00e1c c\u1ee7a ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng tr\u01b0\u1edbc khi \u0111\u1ebfn h\u1ea1n thanh to\u00e1n.<\/li><li><strong>T\u00edn d\u1ee5ng t\u00e1i chi\u1ebft kh\u1ea5u<\/strong>&nbsp;l\u00e0 vi\u1ec7c chi\u1ebft kh\u1ea5u c\u00e1c c\u00f4ng c\u1ee5 chuy\u1ec3n nh\u01b0\u1ee3ng, gi\u1ea5y t\u1edd c\u00f3 gi\u00e1 kh\u00e1c \u0111\u00e3 \u0111\u01b0\u1ee3c chi\u1ebft kh\u1ea5u tr\u01b0\u1edbc khi \u0111\u1ebfn h\u1ea1n thanh to\u00e1n<\/li><li><strong>T\u00edn d\u1ee5ng bao thanh to\u00e1n<\/strong>: L\u00e0 h\u00ecnh th\u1ee9c c\u1ea5p t\u00edn d\u1ee5ng cho b\u00ean b\u00e1n h\u00e0ng ho\u1eb7c b\u00ean mua h\u00e0ng th\u00f4ng qua vi\u1ec7c mua l\u1ea1i c\u00f3 b\u1ea3o l\u01b0u quy\u1ec1n truy \u0111\u00f2i c\u00e1c kho\u1ea3n ph\u1ea3i thu ho\u1eb7c c\u00e1c kho\u1ea3n ph\u1ea3i tr\u1ea3 ph\u00e1t sinh t\u1eeb vi\u1ec7c mua, b\u00e1n h\u00e0ng ho\u00e1, cung \u1ee9ng d\u1ecbch v\u1ee5 theo h\u1ee3p \u0111\u1ed3ng mua, b\u00e1n h\u00e0ng ho\u00e1, cung \u1ee9ng d\u1ecbch v\u1ee5.<\/li><li><strong>T\u00edn d\u1ee5ng t\u00e0i s\u1ea3n (giao d\u1ecbch cho thu\u00ea t\u00e0i ch\u00ednh) :&nbsp;<\/strong>l\u00e0 h\u1ee3p \u0111\u1ed3ng th\u01b0\u01a1ng m\u1ea1i trong \u0111\u00f3 ng\u01b0\u1eddi s\u1edf h\u1eefu t\u00e0i s\u1ea3n \u0111\u1ed3ng \u00fd cho m\u1ed9t ng\u01b0\u1eddi n\u00e0o \u0111\u00f3 \u0111\u01b0\u1ee3c quy\u1ec1n s\u1eed d\u1ee5ng t\u00e0i s\u1ea3n trong m\u1ed9t kho\u1ea3ng th\u1eddi gian \u0111\u1ec3 \u0111\u1ed5i l\u1ea5y m\u1ed9t chu\u1ed7i thanh to\u00e1n \u0111\u1ecbnh k\u1ef3.<\/li><li>Cho thu\u00ea t\u00e0i s\u1ea3n g\u1ed3m thu\u00ea ho\u1ea1t \u0111\u1ed9ng ( thu\u00ea v\u1eadn h\u00e0nh ) v\u00e0 thu\u00ea t\u00e0i ch\u00ednh.<\/li><li><strong>T\u00edn d\u1ee5ng b\u1ea3o l\u00e3nh<\/strong>: L\u00e0 cam k\u1ebft b\u1eb1ng v\u0103n b\u1ea3n c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng (b\u00ean b\u1ea3o l\u00e3nh) v\u1edbi b\u00ean c\u00f3 quy\u1ec1n (b\u00ean nh\u1eadn b\u1ea3o l\u00e3nh) v\u1ec1 vi\u1ec7c th\u1ef1c hi\u1ec7n ngh\u0129a v\u1ee5 t\u00e0i ch\u00ednh thay cho kh\u00e1ch h\u00e0ng (b\u00ean \u0111\u01b0\u1ee3c b\u1ea3o l\u00e3nh) khi kh\u00e1ch h\u00e0ng kh\u00f4ng th\u1ef1c hi\u1ec7n ho\u1eb7c th\u1ef1c hi\u1ec7n kh\u00f4ng \u0111\u00fang ngh\u0129a v\u1ee5 \u0111\u00e3 cam k\u1ebft v\u1edbi b\u00ean nh\u1eadn b\u1ea3o l\u00e3nh. Kh\u00e1ch h\u00e0ng ph\u1ea3i nh\u1eadn n\u1ee3 v\u00e0 ho\u00e0n tr\u1ea3 cho t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng s\u1ed1 ti\u1ec1n \u0111\u00e3 \u0111\u01b0\u1ee3c tr\u1ea3 thay<strong>&nbsp;.<\/strong><\/li><li><strong>T\u00e0i tr\u1ee3 xu\u1ea5t nh\u1eadp kh\u1ea9u&nbsp;<\/strong>l\u00e0 ho\u1ea1t \u0111\u1ed9ng t\u00e0i tr\u1ee3 ngo\u1ea1i th\u01b0\u01a1ng nh\u1eb1m h\u1ed7 tr\u1ee3 v\u1ec1 t\u00e0i ch\u00ednh c\u00f9ng v\u1edbi th\u1ee7 t\u1ee5c gi\u1ea5y t\u1edd li\u00ean quan \u0111\u1ec3 doanh nghi\u1ec7p nh\u1eadp\/xu\u1ea5t kh\u1ea9u c\u00f3 th\u1ec3 th\u1ef1c hi\u1ec7n ngh\u0129a v\u1ee5 c\u1ee7a m\u00ecnh trong h\u1ee3p \u0111\u1ed3ng mua b\u00e1n h\u00e0ng h\u00f3a.<\/li><li><strong>Nghi\u1ec7p v\u1ee5 th\u1ea5u chi<\/strong>: L\u00e0 vi\u1ec7c cho vay m\u00e0 t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng th\u1ecfa thu\u1eadn b\u1eb1ng v\u0103n b\u1ea3n ch\u1ea5p thu\u1eadn cho kh\u00e1ch h\u00e0ng chi v\u01b0\u1ee3t s\u1ed1 ti\u1ec1n c\u00f3 tr\u00ean t\u00e0i kho\u1ea3n thanh to\u00e1n c\u1ee7a kh\u00e1ch h\u00e0ng ph\u00f9 h\u1ee3p v\u1edbi c\u00e1c quy \u0111\u1ecbnh c\u1ee7a Ch\u00ednh ph\u1ee7 v\u00e0 Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam v\u1ec1 ho\u1ea1t \u0111\u1ed9ng thanh to\u00e1n qua c\u00e1c t\u1ed5 ch\u1ee9c cung \u1ee9ng d\u1ecbch v\u1ee5 thanh to\u00e1n<\/li><li><strong>C\u00e1c ph\u01b0\u01a1ng th\u1ee9c cho vay kh\u00e1c<\/strong>&nbsp;m\u00e0 ph\u00e1p lu\u1eadt kh\u00f4ng c\u1ea5m, ph\u00f9 h\u1ee3p v\u1edbi quy \u0111\u1ecbnh t\u1ea1i Quy ch\u1ebf n\u00e0y v\u00e0 \u0111i\u1ec1u ki\u1ec7n ho\u1ea1t \u0111\u1ed9ng kinh doanh c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng v\u00e0 \u0111\u1eb7c \u0111i\u1ec3m c\u1ee7a kh\u00e1ch h\u00e0ng vay<\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>T\u00edn d\u1ee5ng cho vay&nbsp;l\u00e0 m\u1ed9t h\u00ecnh th\u1ee9c c\u1ea5p t\u00edn d\u1ee5ng, theo \u0111\u00f3 t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng giao cho kh\u00e1ch h\u00e0ng s\u1eed d\u1ee5ng m\u1ed9t kho\u1ea3n ti\u1ec1n \u0111\u1ec3 s\u1eed d\u1ee5ng v\u00e0o m\u1ee5c \u0111\u00edch v\u00e0 th\u1eddi gian nh\u1ea5t \u0111\u1ecbnh theo tho\u1ea3 thu\u1eadn v\u1edbi nguy\u00ean t\u1eafc c\u00f3 ho\u00e0n tr\u1ea3 c\u1ea3 g\u1ed1c v\u00e0 l\u00e3i. D\u1ef1a v\u00e0o m\u1ee5c \u0111\u00edch t\u00edn d\u1ee5ng&#8230;<\/p>\n","protected":false},"author":1,"featured_media":72,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[24,38,37,19,27,23,21,25,20,32,33,34,35,31,28,29],"tags":[],"_links":{"self":[{"href":"https:\/\/doanthanh.vn\/index.php\/wp-json\/wp\/v2\/posts\/159"}],"collection":[{"href":"https:\/\/doanthanh.vn\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/doanthanh.vn\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/doanthanh.vn\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/doanthanh.vn\/index.php\/wp-json\/wp\/v2\/comments?post=159"}],"version-history":[{"count":1,"href":"https:\/\/doanthanh.vn\/index.php\/wp-json\/wp\/v2\/posts\/159\/revisions"}],"predecessor-version":[{"id":162,"href":"https:\/\/doanthanh.vn\/index.php\/wp-json\/wp\/v2\/posts\/159\/revisions\/162"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/doanthanh.vn\/index.php\/wp-json\/wp\/v2\/media\/72"}],"wp:attachment":[{"href":"https:\/\/doanthanh.vn\/index.php\/wp-json\/wp\/v2\/media?parent=159"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/doanthanh.vn\/index.php\/wp-json\/wp\/v2\/categories?post=159"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/doanthanh.vn\/index.php\/wp-json\/wp\/v2\/tags?post=159"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}